Roof insurance claim help, start to finish.
Filing a storm-damage claim on your own means guessing at what an adjuster needs to see. We walk the claim with homeowners across the Denver Metro, from the first inspection through the adjuster meeting to the final install.
A free inspection with photos of every hit, so you know exactly what the storm did before you decide anything about a claim. No pressure, no adjuster games, just what's up there.
- ★★★★★4.8 on Google · 147 reviews
- Licensed & insured
- No obligation
How it works
- 01Free Roof InspectionFreeWe get up on the roof, check every slope, and show you what we found in plain terms. No pressure, no obligation.
- 02Insurance & EstimateNo guessworkHail or wind damage? We document it and work with your insurance company for you. Either way, you get a clear written estimate first.
- 03Construction1–3 daysOur crew tears off and installs your new roof while your project manager keeps you updated, then cleans up until there is not a nail left.
- 04PreventionOngoingA final walkthrough and simple maintenance advice so your new roof lasts. We are a call away whenever the next storm rolls through.
Why the timing matters after a storm
Insurance policies have a window to report storm damage, and hail bruising is easiest to document in the first few weeks before weather wears it in. An inspection now costs nothing and gives you dated photos either way.
A storm-damage claim moves fast once it starts, and most homeowners only go through the process once or twice in a lifetime. We help homeowners across the Denver Metro document the damage, meet the adjuster, and carry the claim through to the finished repair or replacement. We've worked storm claims in this region for over 20 years, and the roofer's role is to document what the insurance company needs to see and stand behind that documentation. This page covers what that process actually looks like from the first phone call to the final walkthrough.
Not sure where to start with a storm damage claim?
The claim starts with a documented inspection, not a phone call to your insurer. Insurance companies need photo evidence and a clear account of what's damaged before a claim can move forward, and that documentation is much stronger coming from someone who's inspected the roof up close rather than a description over the phone. Once the damage is documented, we can tell you plainly whether it supports a claim, and if it does, we're the ones who meet the adjuster on the roof and make sure nothing gets missed in the estimate.
Signs it's worth filing a claim
Recent hail or high wind in your area
If a storm with hail or strong wind has come through recently, it's worth having the roof checked even if nothing looks wrong from the ground, since storm damage isn't always visible without a close inspection.
Neighbors having roofs replaced or repaired
When several homes nearby are getting storm work done after the same weather event, it's a strong sign your roof was in the same path and is worth a look.
A new leak after a storm
A leak that starts right after a storm is one of the clearest signs there's damage the insurance company should know about.
Visible dents in gutters, vents, or AC fins
Damage to soft metal around the property is often easier to spot than shingle damage and is a good early clue that the roof took a hit too.
What determines whether a claim moves forward
How well the damage is documented
A claim with clear photos, per-slope documentation, and a consistent damage pattern moves faster and holds up better than one based on a vague description.
Timing after the storm
Insurance policies limit how long after a storm you can file, so damage that isn't reported within that window can end up treated as ordinary wear instead of storm damage.
The condition of the roof before the storm
An adjuster will factor in the roof's existing age and condition, which is why an honest read on pre-storm wear matters during the inspection.
What the roof actually needs once damage is confirmed
Some claims support a full replacement, others a targeted repair, and the right recommendation depends on how the damage is spread across the roof.
What to expect during the process
We start with an inspection to document hail, wind, or other storm damage with photos across every slope. If the damage supports a claim, we explain what we found in plain terms and what filing looks like. When the adjuster comes out, we walk the roof with them so the estimate reflects what's actually there, including any supplement needed if damage was missed the first time. Once the claim is approved, we carry out the repair or replacement and clean up the site before we consider the job done.
Related services you may need
Most insurance claims end in either a Roof Replacement or a Roof Repair, depending on how far the damage spread. If you're not sure a claim is even warranted yet, a Roof Inspections visit is the right first step.
The cost of waiting
Waiting to file after a storm doesn't just risk missing the policy's filing window, it also gives ongoing damage more time to get worse. A roof with an unresolved leak or exposed decking keeps taking on water with every rain while the claim sits unfiled, and that additional damage isn't always something the original claim will cover if it's discovered too late. Getting the inspection done soon after the storm keeps the paperwork and the roof's condition lined up.
Do I need a roofer before I call my insurance company?
It helps to have documented damage before you file, since a clear inspection report with photos gives the claim a stronger starting point than a description alone. We can do that inspection and walk you through what to expect from there.
Will the roofer meet with my insurance adjuster?
Yes, we meet the adjuster on the roof so the estimate reflects the damage we found during the inspection. Having someone there who inspected the roof up close helps make sure nothing gets missed.
How much does insurance claim help cost?
The inspection and documentation are part of working the claim with you, and the roofing work itself is what your policy and deductible determine. Every situation is different depending on the coverage and the extent of the damage.
If a storm has left damage behind and you're not sure how to start the claim, we can walk you through it from the first inspection on. Call us anywhere in the Denver Metro.
Ready when you are.
A free inspection with photos, and a straight answer on what to do next.
What homeowners say about roof insurance claim help.
“Great company with great ownership! They’re experienced professionals, and it shows. Our project manager was Curtis and he was great. He handled everything after we got hit with a hailstorm and even got us extra money…”
“I am so happy I found Precise Roofing! I needed a complete roof restoration on my house and garage due to hail damage. Victor and Ben were professional, honest, great communicators and very helpful with the insurance…”
“Victor understood exactly how to guide me through the process and kept me updated with the insurance process. He made sure I received a fair price, and was honest the whole time.…”
“The whole team at Precise Roofing were absolutely wonderful to work with, helping me get a roof replaced and doing it within the confines of a fast moving Real Estate timeline.…”
“Curtis and his team at Precise Roofing were wonderful. they worked with me, my insurance company and the various subcontractors to complete my roof replacement quickly and professionally.…”
“Roof looks great, delt with insurance explained everything in detail, and clean up after, not a nail to be found.”
“Great company with great ownership! They’re experienced professionals, and it shows. Our project manager was Curtis and he was great. He handled everything after we got hit with a hailstorm and even got us extra money…”
“I am so happy I found Precise Roofing! I needed a complete roof restoration on my house and garage due to hail damage. Victor and Ben were professional, honest, great communicators and very helpful with the insurance…”
“Victor understood exactly how to guide me through the process and kept me updated with the insurance process. He made sure I received a fair price, and was honest the whole time.…”
“The whole team at Precise Roofing were absolutely wonderful to work with, helping me get a roof replaced and doing it within the confines of a fast moving Real Estate timeline.…”
“Curtis and his team at Precise Roofing were wonderful. they worked with me, my insurance company and the various subcontractors to complete my roof replacement quickly and professionally.…”
“Roof looks great, delt with insurance explained everything in detail, and clean up after, not a nail to be found.”
“Great company with great ownership! They’re experienced professionals, and it shows. Our project manager was Curtis and he was great. He handled everything after we got hit with a hailstorm and even got us extra money…”
“I am so happy I found Precise Roofing! I needed a complete roof restoration on my house and garage due to hail damage. Victor and Ben were professional, honest, great communicators and very helpful with the insurance…”
“Victor understood exactly how to guide me through the process and kept me updated with the insurance process. He made sure I received a fair price, and was honest the whole time.…”
“The whole team at Precise Roofing were absolutely wonderful to work with, helping me get a roof replaced and doing it within the confines of a fast moving Real Estate timeline.…”
“Curtis and his team at Precise Roofing were wonderful. they worked with me, my insurance company and the various subcontractors to complete my roof replacement quickly and professionally.…”
“Roof looks great, delt with insurance explained everything in detail, and clean up after, not a nail to be found.”
“Great company with great ownership! They’re experienced professionals, and it shows. Our project manager was Curtis and he was great. He handled everything after we got hit with a hailstorm and even got us extra money…”
“I am so happy I found Precise Roofing! I needed a complete roof restoration on my house and garage due to hail damage. Victor and Ben were professional, honest, great communicators and very helpful with the insurance…”
“Victor understood exactly how to guide me through the process and kept me updated with the insurance process. He made sure I received a fair price, and was honest the whole time.…”
“The whole team at Precise Roofing were absolutely wonderful to work with, helping me get a roof replaced and doing it within the confines of a fast moving Real Estate timeline.…”
“Curtis and his team at Precise Roofing were wonderful. they worked with me, my insurance company and the various subcontractors to complete my roof replacement quickly and professionally.…”
“Roof looks great, delt with insurance explained everything in detail, and clean up after, not a nail to be found.”
- Hail and wind damage documented on the roof, with our team working alongside your insurance company from inspection to install.